**********************I am so excited for my friends Jason & Amy - they just found out today that they've been approved for a mortgage and will now be able to move out of the little apartment that they've been renting and get themselves some real estate! Ever since they started talking about buying a house Amy has been feeling a little sick around the edges because it's such a big step but I can see why they want to make the transition from renters to homeowners.
Personally I will probably never own a house myself because I have a horrendous fear of getting into a mortgage and then not being able to make the payments for one reason or another. Most likely it's because I'm a single parent and I barely make ends meet right now. I know that a lot of people say that paying rent is just throwing money away but I like where I live, I like my landlord, I've got a pretty darned good deal compared to most of the rentals in the area, and I don't have to worry about being foreclosed on. I tread water when it comes to my car payments so I can only imagine how things would be going with a mortgage. I am - to put it mildly - very dysfunctional when it comes to finances. Sad - but true.
Jason & Amy found a house that they really liked when they were looking last Friday so I'm going to keep my fingers crossed that the offer they make on it is accepted and everything else goes smoothly for them. Even though I'll never be a homeowner myself, I can sure get excited for my friends that are going to be. Plus Amy has already invited me for her annual St. Patrick's Day get-together and after the description of her corned beef slow-cooked in beer all day my mouth is already watering!
Good luck, you two, I am so happy for the both of you!